New bill would require NY cops to have personal insurance for liability suits

State lawmakers are churning out more proposed laws to hold cops accountable for misconduct.

A bill introduced by state Sen. Alessandra Biaggi (D-Bronx) would require police officers to obtain personal liability insurance to cover civil lawsuits filed against them for excessive force and other abuses as a way to deter misconduct.

Under current law, cops who are sued are represented by the city law department and taxpayers foot the bill for any verdict or settlement.

Biaggi’s proposal would require each officer to obtain individual liability insurance. The city or other local governments would still be required to cover the basic insurance policy to cover tort litigation costs.